Personal finance is, at its core, personal. Although there are some moves that many might consider more advisable than others, in the end, one’s decisions aren’t always “right” or “wrong” so much as they are decisions that one must be able to live with contentedly.

To that end, take a moment to introspect and consider what your own aims, goals, and objectives are. What kind of life do you want to live now, a year from now, five years from now, and 30-50 years from now? How do you and your family wish to live? What kind of life do you want for your kids when they are young, not as young, and when they are your age?